Looking for car insurance for a young driver in all the wrong places will lead a policyholder to the highest rates in town. This is not something any policyholder wants, but it is necessary to find insurance for a teenage driver despite the high costs that are so commonly found. Listed below are 8 ways we have come up with that can help policyholders save money on their teenâs insurance. They shouldnât be considered a cure-all since insurance isnât a one size fits all regime, but there will be at least one that every driver can apply to their insurance practices and save some money. #1. Set Their Record Straight Having a clean driving record is key to always getting low insurance rates for the rest of a personâs driving career. Teen drivers may not know the importance of this, and may decide to ignore the advice of avoiding tickets and accidents. However, teen drivers who are given traffic tickets or who are involved in accidents will watch as their premium rates skyrocket, even with only one offense. And what these teens donât always know is that their record stays with them, and the offenses are only wiped clean after a certain number of years. If a driver receives one ticket every year, their record will usually carry at least 2-3 tickets at a time which causes rates to go up significantly. Young drivers who care about their record and avoid these costly marks should shoot for a clean record for years to come. Theyâll be the ones to always have lower prices.
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