Proof Of Insurance

Drivers on the road who have adequate auto insurance may wonder, what is the purpose of needing a form or way to prove I have car insurance? Besides it being a state law in most areas, there are a few additional reasons we’ll cover here that drivers may not have considered before. These can help give a better understanding to the purpose of having a proof of insurance card. Afterwards, we’ll show drivers how to obtain their proof of insurance if they don’t yet have it. Why would you need proof? Because it is a state law to carry auto insurance, drivers need a way of stating they have proper insurance coverage through a legit company. In most states, it is common practice for an officer to request proof of insurance along with the driver’s license and registration when the driver has been pulled over. They can’t just use word of mouth to verify their insurance coverage, especially because the police officer could assume they are lying or even worse, in a major accident the person may not even be conscious enough to explain who their provider is and that they have coverage. If a driver cannot provide this proof during a routine traffic stop or at an accident scene, that driver will face some consequences.